How Do Car Accident and Injury Types Affect Your Compensation w. Hank Stout

What your Houston car accident case is worth depends on the type of crash, the type of injury, and Texas comparative fault rules. Hank Stout of Sutliff & Stout walks Abby Arnold through it. Questions answered in this episode: What is Texas's 51% rule for car accident compensation? What is Texas's $2,500 PIP minimum? What if your Texas insurance claim is denied? Topics covered: rear-end and head-on collisions, T-bone right-of-way, pileups, joint and several liability, hit-and-runs, road-hazard claims, Texas 51% bar, whiplash, $2,500 PIP minimum, mild moderate and severe TBI, 12-18 month recovery, broken bones, burns, disfigurement, life care planners, treatment gaps, MMI, lost wages, Texas Tort Claims Act caps, Harris County juries, and settlement reserves. Texas statutes referenced: Texas Civil Practice & Remedies Code § 33.001 (proportionate responsibility, 51% bar), § 33.013 (joint and several liability), Chapter 101 (Texas Tort Claims Act), and Texas Insurance Code Chapter 1952 (PIP, $2,500 minimum). Hank Stout on Texas's 51% rule: "In Texas, if you're 40% at fault, then your overall damages, let's say it was a hundred dollars, would be reduced by $40 and you would get $60, and so that's the way it works." Hank Stout on Texas's $2,500 PIP minimum: "The minimum amount of PIP coverage that you can have in the state of Texas is $2,500. That is no fault money that's on your insurance policy that goes to help pay for lost wages." Hank Stout is Board Certified in Personal Injury Trial Law and co-founder of Sutliff & Stout. Texas Super Lawyers since 2012.